1. I hit a bicycle. You need car insurance for that? 2. I didn't have an accident with another car. 3. Think about it. Car insurance is for cars. Bicycle insurance is for bicycles, right? 4. It's because I'm having that kind of year. 5. Once the economy started to go downhill, I had to cut corners somewhere. 6. I think that got cut when I lost my job. 7. It was that or the health insurance. 8. I figured I was a safe driver. I guess I figured wrong. 9. I just moved. Those papers must be in the ...
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1. I'm getting forgetful, I guess, in my old age. 2. Are you sure I didn't already hand you the insurance card? 3. I can't find the card, but I know I have it. 4. I think the name "State" was in the name of the insurance company. 5. I wouldn't say I don't have it. Not exactly. 6. I'm pretty sure I have it. I just can't remember which company it's with. 7. If you drive with me to my house, I'm sure I can find it. 8. Let me call my wife. 9. I think one of my kids must have taken the card. 10. ...
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1. I hit a motorcycle, not a car. I don't need insurance for that, do I? 2. What if I had hit a car or a pedestrian. I wouldn't need insurance for that, would I? 3. I'll bet you $10 I have it. 4. You're not going to hold that against me, are you? 5. You could have fooled me. I was sure I had it. 6. I have health insurance, condo insurance... I must have it. 7. I bought some type of insurance. 8. Do I have to have proof of that just because I had an accident? 9. Do I have to have proof of that ...
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1. I hit a pedestrian, not a car. 2. I need insurance for this type of accident? 3. I wouldn't call this an accident, not exactly. 4. Where's the car damage. There isn't any. 5. Look, I'll pay for his injuries myself. Will that be satisfactory? 6. What if I drive him to the hospital and give them my credit card. Is that okay? 7. I wanted to buy it. I couldn't afford it. Is that my fault? 8. After paying alimony and child support, I only have enough money for beer. 9. How much is it? I'll go buy ...
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1. I thought I had it. 2. I thought my parents paid for that. 3. You need insurance? 4. I'm sure I have it. 5. I must have insured the wrong car. 6. It was either insurance or have an awesome spring break. What would you do? 7. Dude, I'll get it later. 8. I had it when I registered the car. Isn't that enough? 9. Is it too late to buy it now, officer? 10. I'm broke, dude. Here are ten useful tips of advice from a personal injury lawyer to follow if you have been in an accident. You can also ...
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1. I'm from another state. We don't need it there. 2. I'm in a rental car. They didn't sell it to me. 3. This is not happening to me. 4. Ask the other driver. Isn't it enough that one of us has it? 5. Don't all trucks have it? He caused the accident. 6. It's probably on my list of things to do. 7. I think it's automatic when you have the credit card that I have. 8. I had it when I registered my car. I must have it. 9. Wouldn't the DMV have told me if I didn't have it. 10. My lawyer will ...
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1. We've lost your file. 2. I don't see your claim on our computers. 3. That's being handled in another office. 4. These things take time. 5. We're sending someone out to see your car. 6. Your adjuster is on sick leave. 7. There's a new adjuster on your case. 8. We're moving offices. 9. We're changing our computer system. 10. What did you say your name is? With all of these excuses, wouldn't you feel more comfortable if you had an attorney on your side? Here are ten useful tips of advice from ...
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1. Your bills are unreasonable. 2. We don't believe all your treatment was necessary. 3. We think some of your bills are unrelated. 4. We haven't received all of your records. 5. Your bills don't have the proper codes. 6. We're having your bills analyzed. 7. We've determined that the reasonable value of your bills is substantially less. 8. We can't pay bills for preexisting problems. 9. You were receiving treatment for that area of your body previously. 10. Your doctor's notes aren't legible. ...
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1. We need to obtain all your previous medical records. 2. We need to have you examined by one of our quacks, I mean doctors. 3. We'd like to take a recorded statement from you and ask you everything that was done on each visit with your doctors so we can pay for only what we think was reasonable. 4. We'd like to ask you the names and addresses of every medical provider you've ever had in your lifetime. 5. We need to speak to the witnesses and see if we can twist them in knots. 6. We want to ...
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1. Our photocopy service hasn't been able to copy all of your medical records yet. 2. We're still investigating your accident. 3. We're having our special investigative unit look at the claim you've submitted. 4. We're waiting for your doctors to complete the report forms that we've sent them. 5. We don't feel that the doctor bills match up to the treatment performed. 6. We think your medical treatment should have ended by now. 7. We believe your treatment is excessive. 8. Our computer analysis ...
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1. You're free to have this matter arbitrated. 2. I've been an adjuster for over twenty years. 3. That's the most we can pay on this type of claim. 4. That's the most we can pay for that type of treatment. 5. You're not entitled to pain and suffering for that type of medical service. 6. I've spoken with my managers but they're just not willing to pay more than that. 7. That's the best we can do, without proceeding to arbitration. 8. We believe you had some comparative negligence. 9. We believe ...
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1) "We're still investigating the accident." 2) "We're still investigating whether your insurance was in force." 3) "We're still trying to reach our client." 4) "We need to speak to the witnesses." 5) "We need to take a recorded statement from you." 6)"We're still obtaining your medical records." 7) "We're still waiting for the police report." 8) "We're still waiting for the report from our investigator." 9) "We need to have you examined by one of our doctors." 10) "We need to have you examined ...
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1. Since you weren't wearing a seat belt, that's not a bill we can pay. 2. Since you didn't see a doctor for some days, that's not a bill we believe we have a responsibility to pay. 3. Since you didn't complain about pain in that part of your body when you were seen the very first time, we can't accept bills for treatment of that symptom. 4. You waived the need for an ambulance, didn't you? That indicates to us you weren't that badly injured. 5. You left the hospital after waiting only four ...
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1. They had set aside $500 to settle your case. 2. They thought they could ignore you. 3. They thought it was enough just to frustrate you over the car repairs. 4. You seemed like a patsy to them. 5. They were going to send you a Christmas card. 6. This is going to cost the adjuster some bonus points. 7. Now they are going to have to deal fairly on your case. 8. Now they can't have the retreat they were planning in Bermuda. 9. So much for getting off cheaply. 10. This spoils their end of the ...
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