1. Bicyclists in accidents have less protection when a vehicle hits them. 2. Bicyclist claims therefore tend to be more expensive. 3. Insurance companies like their money. 4. They don't like to settle cases for more than minimal value unless they have to, you have a lawyer pressing them, or they can see it may cost them much more later. 5. Giving money to you means less interest for them. 6. They are suspicious by nature. 7. Those commercials on television cost money. 8. The law, for the most ...
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1. We need to talk to our insured. 2. We need to get recorded statements from everyone involved. 3. We don't accept the conclusions of the police officer in the report. 4. We believe your car had prior damage. 5. Our records indicate you've had prior accidents. 6. You didn't complain about all of those areas of the body when you were first seen by a medical provider. 7. You didn't seek medical treatment right away. 8. You have a gap in your medical treatment. 9. You received too much treatment. ...
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1. Motorcyclist injuries are often the worst of any type of vehicle accidents. 2. Motorcyclist claims, therefore, if they are settled correctly, cost the insurance companies more money. 3. Insurance companies like their money. 4. Money means interest, which means profits, which mean bonuses. 5. Paying out claims for more than minimal value, mean less profits, and smaller bonuses. 6. Without a lawyer representing you, there is little reason for a third party's insurance company to pay you ...
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1. We need to talk to the driver of our insured's vehicle. 2. We need to talk to the witnesses. 3. We need a recorded statement from you. 4. We need to obtain all of your medical treatment records. 5. We need to obtain your prior medical records. 6. We're determining whether there is coverage for this accident. 7. We're looking into whether the driver was an excluded driver. 8. We're evaluating whether you were comparatively negligent. 9. We're waiting for a medical report from your doctor. 10 ...
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1. We disagree with the police report conclusions. 2. We believe you over treated. 3. You didn't seek treatment right away. 4. There is a gap in your medical treatment. 5. The emergency room doctor didn't note any injury to that part of your body. 6. You didn't mention any pain to that part of your body when the police asked you questions at the scene of the accident. 7. You didn't mention that part of your body when we took a recorded statement from you. 8. We feel your doctors overcharged for ...
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In a surprising revelation to survey discovered that as many as 15% of all vehicles on UK roads may not be insured at all. In addition, a further one in seven of all drivers had admitted that in the past they had at one point or another driven a car, for which they were not insured. This kind of Uninsured driving usually relates to driving a friend's car to help them out in some situation where they are unable to move the vehicle. Such driving expeditions are often justified by the concept that ...
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1. We have no record of any accident. 2. We don't insure that driver. 3. I'm afraid the owner of the car that hit you specifically excluded their son from the insurance coverage. 4. Don't use that tone with me. 5. If you use that word again, I'm just going to have to terminate this call. 6. You people in California are always in such a rush. 7. Our insured says that you caused the accident. Naturally, we believe him. 8. You should have gotten a police report. 9. If you hadn't been speeding, ...
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1. Telling you they can't repair your car until they complete their investigation. 2. Telling you they have to wait for the police report before they make a determination of whether to accept responsibility. 3. Refusing to accept all of the damage to your car as being related to the accident. 4. Refusing to pay all of the car rental expenses. 5. Paying only some of your medical bills. 6. Refusing to advance payment for surgieries. 7. Telling you that you don't need an attorney. 8. Making you ...
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1. We only have a boat insurance policy for you. 2. We don't insure celebrities. 3. That's excluded under your policy. 4. You didn't buy that type of coverage. 5. And you think you bought insurance coverage with us for how much? 6. That was two years ago you had coverage with us. 7. Your parents have our insurance, but you don't. 8. Your wife cancelled that policy. 9. Your parents cancelled that policy. 10. You cancelled that policy. Here are ten useful tips of advice from an auto accident ...
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1. We're viewing that as an intentional act for which you're not covered. 2. We're viewing that as a stupid act for which you're not covered. 3. You're not covered for that at all. 4. You know it's fraud to try to make us believe you have coverage with us. 5. We can't verify insurance coverage without a policy number. 6. We can't verify insurance coverage without knowing the exact date it was purchased. 7. We don't cover that type of loss. 8. You drove over the number of miles you estimated you ...
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1. You're not covered in that state. 2. As a family member, you're excluded. 3. We don't offer that type of coverage. 4. You didn't buy medical coverage. 5. You don't have towing coverage. 6. You don't have rental coverage. 7. Your collision deductible exceeds the amount of your repairs. 8. You declined that coverage. 9. You don't have uninsured motorist coverage. 10. We don't insure anyone with that name. Here are ten useful tips of advice from a car accident lawyer to follow if you have been ...
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1. We don't offer motorcycle insurance. 2. Are you wanting to buy coverage? 3. That company went out of business two years ago. 4. We already told the police you don't have coverage. 5. We already informed the Department of Motor Vehicles you don't have coverage. 6. What makes you think you have coverage. 7. If you had paid your policy premium you would be covered. 8. If you had responded to our letters you wouldn't have been cancelled. 9. If you hadn't moved and failed to inform us of your new ...
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1. You hit a pedestrian? Sorry to hear that, but your coverage lapsed. 2. You were drunk? That's not good. Regrettably, you failed to pay your premium. 3. We don't cover that type of medical treatment. 4. We don't cover that type of medical test. 5. We don't cover that medical expense without prior approval 6. I'm afraid you only have excess medical coverage. 7. We sell that type of coverage. But you didn't buy it? 8. You should have read your policy. 9. You should have asked your insurance ...
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1. We've never heard of you. 2. When did you send in your payment? 3. That's not an insured car. 4. Family members are excluded. 5. That's not a covered use. 6. The police have determined you're at fault. 7. Our own investigation has determined you're at fault. 8. While you were drunk, you admitted you were at fault. 9. We're cancelling your coverage. 10. Coverage for that? Not in your life. Here are ten useful tips of advice from a personal injury lawyer to follow if you have been in an ...
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1. You're making a joke, correct? 2. This is a celebrity impersonation, right? 3. That's on most insurance policies, but it's not on yours. 4. You didn't read the fine print, did you? 5. On page 43 of your policy, we let you know that's not covered. 6. I'm sure you wish you were covered for that. 7. If hopes could be wishes and hopes were dreams. Is that how it goes? 8. Not in California, Dude. 9. Actually, not anywhere, Dude. 10. If we find something, we'll let you know. Here are ten useful ...
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1. I just can't find it right now. 2. I'll go buy it as soon as you finish with us here, Officer. 3. I have no idea. 4. Didn't the car dealer buy it? 5. My wife handles all of that. 6. My insurance agent was supposed to tell me if it ran out. 7. I have lots of insurance. I must not have realized I wasn't paying for car insurance. 8. I bought insurance for my motorcycle. I must have forgotten to buy insurance for my car. 9. You have got to be kidding. 10. There has to be an explanation for ...
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